Savings Tips For Kids
Perhaps you'd like to save some money for horseback riding lessons, for college, or for a new music album. In Savings Tips for Kids, find out how to save money, just as Mrs. Bond's class learns how to save points that they earn in class. Find out about checking, savings, and other types of accounts you can have at your local bank, and discover the difference between simple and compound interest. Then find out why saving first and spending later-instead of borrowing and trying to repay...
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Perhaps you'd like to save some money for horseback riding lessons, for college, or for a new music album. In Savings Tips for Kids, find out how to save money, just as Mrs. Bond's class learns how to save points that they earn in class. Find out about checking, savings, and other types of accounts you can have at your local bank, and discover the difference between simple and compound interest. Then find out why saving first and spending later-instead of borrowing and trying to repay later-is the best way to manage your money. Take the mystery out of money matters, and let your money work for you.School Library JournalGr 4-6 Striving to provide practical suggestions on managing money, each book begins and ends with a fictional account in which students embark on a relevant unit. Between that unfortunate framing are practical, well-written descriptions. Orr keeps in mind children's interests and limitations, stressing, for example, parental involvement where important, such as in setting up bank accounts and getting jobs. Earning Money and Coins should generate the most demand. The former is realistic about the trade-offs involved in a child working and offers alternatives to true jobs (raking leaves, running errands), while the second includes a concise history of money in its introduction to collecting coins and currency. For readers with long term interests, the rest of the series will be useful. Savings explores banking and clearly explains compound interest; Stock Market describes in basic terms how the markets work and suggests activities to learn more before investing; and Budgeting demonstrates how planning can lead to significant financial gains. Stock photos feature multigenerational and diverse subjects and illustrate related locations and historical figures, while graphs and sidebars enhance the texts. Well-documented and informative introductions.-By Jeffrey A. French, formerly at Willoughby-Eastlake Public Library, Willowick, OH
Saving Up for Spring 5From Saving to Spending 11From Checking to Savings 19From Interest to IRAs 29From Credit to Debit 35Time to Spend Points! 41Further Reading 44Books 44On the Internet 44Works Consulted 45Glossary 46Index 48
\ School Library JournalGr 4-6\ Striving to provide practical suggestions on managing money, each book begins and ends with a fictional account in which students embark on a relevant unit. Between that unfortunate framing are practical, well-written descriptions. Orr keeps in mind children's interests and limitations, stressing, for example, parental involvement where important, such as in setting up bank accounts and getting jobs. Earning Money and Coins should generate the most demand. The former is realistic about the trade-offs involved in a child working and offers alternatives to true jobs (raking leaves, running errands), while the second includes a concise history of money in its introduction to collecting coins and currency. For readers with long term interests, the rest of the series will be useful. Savings explores banking and clearly explains compound interest; Stock Market describes in basic terms how the markets work and suggests activities to learn more before investing; and Budgeting demonstrates how planning can lead to significant financial gains. Stock photos feature multigenerational and diverse subjects and illustrate related locations and historical figures, while graphs and sidebars enhance the texts. Well-documented and informative introductions.-By Jeffrey A. French, formerly at Willoughby-Eastlake Public Library, Willowick, OH\ \ \
