About the Authors ixAcknowledgments xiIntroduction Julia Sass Rubin 1Creating Personal Assets 11New Savings from Old Innovations: Asset Building for the Less Affluent Daniel Schneider Peter Tufano 13Financial Education and Community Economic Development Jeanne M. Hogarth Jane Kolodinsky Marianne A. Hilgert 72Making U.S. Microenterprise Work: Recommendations for Policy Makers and the Field Lisa Servon 95Building Institutions 121Financing Organizations with Debt and Equity: The Role of Community Development Loan and Venture Capital Funds Julia Sass Rubin 123The Un-Banks: The Community Development Role of Alternative Depository Institutions Marva E. Williams 159Financing Production of Low-and Moderate-Income Housing Rachel G. Bratt 183Predatory Lending and Community Development at Loggerheads Kathleen C. Engel Patricia A. McCoy 227Evaluating Progress 263Measuring the Impact of Community Development Financial Institutions' Activities Robinson Hollister 265Index 311